Monetize AI with credits
Charge APIs, unify revenue, monetize AI, and more. Schematic helps you launch and manage credit-based pricing models with unparalleled confidence.
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AI has changed pricing
AI products don’t fit into static SaaS plans. They’re spiky, expensive, and hybrid by default.
AI usage is unpredictable and expensive.
Without usage-based enforcement, you’re either giving value away or crushing your margins.
AI buyers want flexibility, finance needs guardrails.
Credits allow users to explore while ensuring predictable revenue and managing limits and renewals.
AI billing infrastructure is more complex.
Ledgers, events, alerts, rev rec, and more. Developers should ship product, not billing code.
Hybrid pricing is the new default for AI products.
Seats + usage + overages + add-ons... modern AI products require selling more than just the LLM call.
AI pricing models that actually work
Pricing is a critical go-to-market lever. Schematic gives you the infrastructure to run the right model today and the flexibility to embrace as you grow.
Credit burndown
Bundle usage into pre-purchased credits to give buyers predictability and let you enforce spend, overages, and renewals without billing surprises
- Include credits in plans or in prepaid bundles
- Promotional credits and exceptions
- Variable burn rates to account for query costs
- Track performance obligations ASC 606 compliant
Pay as you go & overages
Bill customers in real time based on usage. Track every event and meter resource consumption with low-latency entitlements and live reporting.
- Include some usage and the charge overages
- Bill annually but meter monthly
Seat-based
Charge by user or role with dynamic trait-based entitlements. Add sales-led controls like trials, expansions, and enterprise overrides.
- Charge in advance or in arrears
- Support proration and mid cycle changes
- Bill for multiple types of seats
Flat rate
Offer simple, scalable plans that still leverage feature flags, usage tracking, and embedded upgrade paths when users outgrow the plan.
- Offer annual and month to month plans
- Enforce hard and soft limits
Hybrid
Seats + usage + overages + add-ons — most AI products need all of it. Schematic makes it easy to launch, combine, and evolve pricing without asking developers to become billing engineers.
- Recurring, one time, and usage-based add ons
- Custom plan builder checkout
What our customers say
“Using Schematic means our engineers can focus on building product features rather than maintaining billing logic.”
“What used to take months now takes weeks or days.”
“The pressure is on engineering teams to maintain these homegrown systems, which becomes a distraction from building core product features.”
“Did a demo with these guys and was blown away. We're about to implement it for an upcoming launch. Metered billing was going to be too much work, but it's super easy with Schematic. Has literally changed our approach to pricing.”
You don’t just get a pricing platform.
We’ve worked on pricing at every stage — from seed-stage launches to scaled enterprise monetization. The feedback we hear most? “You helped us experiment faster and made pricing a core part of our product”
3:44
Price like Posthog
2:38
Price like Cursor
You get people who have done this before.
Schematic isn’t just software — it’s a system, backed by a team who helps you navigate the shift in pricing for AI.
“Doing it right is not a core competency of our business, nor should it be.”